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PostWysłany: Sob 1:30, 15 Cze 2013    Temat postu:

A pathological mindset is the long-term habitual repetition of “negative thought patterns.” Specifically, if we habitually think about or react to situations, people, or memories with negative thoughts or emotions,[link widoczny dla zalogowanych], such as anger, fear, worry, resentment, sorrow, or jealousy, then we experience some form of suffering—physiologically and environmentally. The most common consequences of negative thinking are acts of violence; physical tension; relationship dramas; and feelings of despair or lassitude. Usually, however, we fail to recognize the real source of these situations and feelings. The long-term consequences of not addressing the cause, is a matured form of dis-ease, as in cancer or heart disease.
At that time, I did not realize I had prejudices and ignorant beliefs about those who I judged as “sick.” Now, however, I clearly recognize that not only did I, but most people do. Subconsciously, we judge others as sick or diseased, but fail to recognize our own “un-wellness” or “dis-ease.” We delude ourselves by believing that, unlike them, we are “well”—despite our many symptoms to the contrary. For example, we judge others as “sick,” while we suffer from one or more of the following:
I ask these questions because, I realized that many of us believe that those who have been diagnosed with some kind of definitive physical or psychological imbalance, addiction, or disease, are “sick” or “unwell”; and those who have not been diagnosed with any particular sickness or disease are “healthy” and “well.” In other words,[link widoczny dla zalogowanych], if someone we know has a diagnosed problem, but we do not, then we think to ourselves, “He or she is sick, but not me.”
The following is a true personal example. Many years ago, I went to a breast surgeon to have a biopsy taken from a mass in my right breast. Several months earlier, I had discovered the mass, and brought it to my gynecologist’s attention. At the time, she advised me to have it checked—(but, I chose not to because I didn’t believe it was an issue, even though it had been painful for quite some time). After the breast surgeon had thoroughly palpated the mass,[link widoczny dla zalogowanych], he asked me, “If you noticed this mass a few months ago, and you know that your grandmother and mother died from cancer, and your sister currently has metastasized breast carcinoma, why didn’t you have it checked sooner? Smugly, I replied, “Because, unlike them, I don’t think I’ve lived a lifestyle that is conducive to developing cancer.” The surgeon sternly looked me in my eyes and sarcastically replied, “Well, Mrs. Kennedy, no breast lump is ever normal—regardless of your lifestyle.”
The fact is that everyone lives with “dis-ease.” It is an essential aspect of life. Throughout our life, all of us will consistently experience various forms of suffering, distress, pain, and loss. Additionally, everyone who is born will surely die. Actually, the moment we are born, our bodies are simultaneously beginning to die. Therefore, how can we label anyone else as “sick,” “diseased,” or “dying”; yet, totally fail to recognize the same plight in ourselves? In other words, how can we readily recognize dis-ease in others, but repeatedly overlook our own dis-eased symptoms? Take a moment to think about this important question?
So, all health problems are the effects of toxic emotional thought patterns. Negative habits in mind are pathological, and they produce toxic chemical and physiological reactions in our body. Such toxicity eventually accumulates, resulting in the manifestation of dis-eases, like persistent pain,[link widoczny dla zalogowanych], deformation, tumors, cysts,[link widoczny dla zalogowanych], chronic sickness—and ultimately—full-blown disease. Therefore, no manifestation of pain, sickness, or disease just “happens.” Instead, dis-eased thoughts create a dis-eased body and life circumstances.
So, as you can see from this list,[link widoczny dla zalogowanych], we do not notice how distracted we are from the everyday reality of our own presentations of “dis-ease” and “un-wellness.” Hence, we live in total denial.
Author's Bio:
Well, the truth about life and the living is this: Everyone and everything born of this world and bound to a physical body, is destined to experience pain, suffering, sickness, and ultimately…death. Life is fair in this regard. Furthermore, the unfortunate fact is that the great majority of us will die—not from natural causes—but rather, from an incurable sickness or disease. Why? It is because,[link widoczny dla zalogowanych], unbeknownst to us, our daily life is driven by our unconscious pathological mindset.
When I have expressed this sobering principle to my students or patients, some have asked me, “If we live only to die from sickness or disease, then what is the purpose of life?” I explain that the purpose of our life is to “heal.” We are born to heal our “karma” or “pathology in mind.” For some, this answer is difficult to comprehend or accept. However, the truth is that every aspect of our physical life—without exception—is the formed reflection of our mindset. How and what we think determines the quality and conditions of our health and life circumstances. Hence, the purpose of life is to identify and repair our faulty mindset.
• Regularly take prescription or over the counter pain medications
• Drink alcoholic beverages three or more days per week
• Must use sleep aids for some type of insomnia
• Daily consume two or more cups of coffee
• Have been taking antidepressants for months or years
• Depend on blood pressure medication
• Rely on diabetes medications
• Are thirty or more pounds overweight or significantly underweight
• Have several strained personal or work relationships
• Over indulge in sexual activity or have many sexual partners
• Frequently engage in “road rage” reactions or confrontations
• Suffer from persistent worry or anxiety
• Have a history of financial instability or lack
• Suffer from frequent bouts of constipation or diarrhea
Prior to me being diagnosed with breast cancer, I believed I was healthy and well; despite the fact that for years, I had suffered from a history of persistent stress-related aches and pains, such as blinding migraines and irregular painful periods. Until then, I lived with a false sense of wellness. I rationalized to myself that since I was a vegetarian; an avid fitness instructor; and young that I was perfectly healthy. Thus, I assumed I was immune to developing any type of disease—particularly cancer. I also believed that my relatives had cancer because of their “unhealthy lifestyle.” I again rationalized that since they were heavy smokers and drinkers,[link widoczny dla zalogowanych], ate meat, never exercised, or took an interest in their health, it only made sense that they had cancer.
By Gladys Wesley-Kennedy - Founder of The WHAI.LLC
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In summation, the purpose of our life is to liberate ourselves from ignorance, perpetual suffering, and a death that—unnecessarily—results from a lifetime of dis-eased thinking. To accomplish this, recognize that every living being is created equal. Everything and everyone born will, equally, experience suffering and death. Therefore, all of us are born “un-well” and “dis-eased.” For this reason,[link widoczny dla zalogowanych], endeavor to heal the source of your life circumstances—your mindset. Heal by correcting your erroneous beliefs, judgments, and behaviors so that, when it is finally time for you to vacate the physical body and world, you can leave, and truly…“rest in peace.” This is the goal of life. To live is to heal.
I also realized that many of us are unconscious to our deeper feelings about someone who we deem “sick.” For example, when we encounter or hear about someone who has been diagnosed as sick, diseased,[link widoczny dla zalogowanych], or dying, we may, very demonstrably, express concern, empathy, or some form of condolence to or about that person. Yet, all the while, in our mind, we judge that person by recalling all the reasons why we believe he or she is unwell. Furthermore, we may think to ourselves: “Oh that poor person, I’m so glad I’m not sick like them. Thank God I don’t have that problem. I am so blessed.” When we abide by these types of beliefs and attitudes, it means we have—erroneously and unconsciously—judged and seemingly separated ourselves from the outward reflection of our own inner “un-wellness” and “dis-eased” mindset.
Do you believe that to live is to heal? Do you believe that because you are alive; born into a physical body; and bound by the physical laws of this world that you are and were born…unwell? If your answer is “No” to both questions, then you belong to the vast majority of people living today. On the contrary,[link widoczny dla zalogowanych], if your answer is “Yes,” then you belong to a small minority of people living today. Regardless of what you may or may not believe, I invite you to ponder the old saying, “The road of the many is often the wrong way.”
The point I am trying to make is that many of us do not know what “disease” really means. Due to this, I often hyphenate the word so that it reads, “dis-ease.” My intention in doing so is to jar reader’s unconscious beliefs about this frequently misused and misunderstood word. Disease unhyphenated means, “A condition in humans, plants, or animals that results in pathological symptoms and is not the direct result of physical injury.” Whereas, if hyphenated, “dis” becomes a prefix meaning, “to undo” or “to do the opposite”; and, “ease” means, “a lack of difficulty.” Hence, dis-ease means, “the lack of ease or comfort,” as in discomfort, unrest,[link widoczny dla zalogowanych], or agony. So, hyphenating disease, (dis-ease), changes its meaning and context significantly—bringing the concept of a general lack of wellness and lack of ease or comfort into focus.
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Easy Navigation – Do not make your site a maze for your visitors to try and navigate. Have a simple, clean design with an easy navigational menu. Use short, straightforward, easy-to-read paragraphs. Make all your pages uniform and professional.


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PostWysłany: Sob 7:12, 15 Cze 2013    Temat postu:

,[link widoczny dla zalogowanych]
What causes it?
•Lack of exercise
•Dehydration
By William Mason
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Author's Bio:&nbsp,[link widoczny dla zalogowanych];
As earlier mentioned,[link widoczny dla zalogowanych], there is a big enough market of anti-cellulite products, while some products still do not show scientific proof that they are effective, here are some of the options to consider:
•The skin’s make up and thickness
•Succumbing to fad diets
•Slow metabolism that causes large amounts of fat to be deposited in the body
•Liposuction – is a surgical procedure that sucks fat deposits from the deepest part of the skin.
What is cellulite? It is that unsightly lumps that usually appear on the thighs, hips,[link widoczny dla zalogowanych], and buttocks. However, it is not a serious medical condition because it is nothing more than just fat deposits underneath the skin. It may not be a fatal condition but most women (who are more prone to developing it) find ways to get rid of it, thus creating a huge market for different products and treatments.
•Spa treatments – it is one of the most common treatments but doesn’t necessarily eradicate the condition. Effects, if there are any,[link widoczny dla zalogowanych], are temporary.
While these treatments have no scientific basis for its effectiveness, doctors are trying to look for new innovations in treatment and procedures like utilizing laser and light sources to finally eliminate the problem. These may hold true in the future,[link widoczny dla zalogowanych], but the best treatment is for people to start exercising and doing more physical activities,[link widoczny dla zalogowanych], changing their eating habits, and eventually losing weight to finally get rid of cellulite.
•Poor eating habits
•Hormonal changes
Having cellulite doesn’t equate to one being overweight,[link widoczny dla zalogowanych], or simply put, fat. People who are thin can develop it,[link widoczny dla zalogowanych], but with overweight people, it is more noticeable. Genes has got to do with it,[link widoczny dla zalogowanych], and 9 out of 10 women are likely to have it once in their lifetime. Other factors that cause those lumpy bulges to appear are the following:
•Mesotherapy – is a popular procedure that originated in Europe. The procedure involves the injection of essential vitamins,[link widoczny dla zalogowanych], mineral, and enzymes into the skin to aid in the break down of fat cells. Side effects are swelling, irregular contours,[link widoczny dla zalogowanych], and infection.
•Topical solutions – These products aim at dissolving fat deposits. Creams usually contain a prescription drug that is more popularly known to treat asthma, Aminophylline. It action involves in narrowing the blood vessels to force the removal of water from your skin. The side effect, however, is allergic reaction in most patients.
How do you treat it?
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Sob 10:51, 15 Cze 2013    Temat postu:

,[link widoczny dla zalogowanych]
Foreclosures have caused hundreds of thousands of American families to lose their homes and despite the countrywide problem,[link widoczny dla zalogowanych], a lot of homeowners still lack the basic knowledge that can help them maintain ownership of their properties. Housing experts have cited several basic steps that can help homeowners avoid the problem.
Housing counseling agencies encourage residential property owners to learn everything they can about homeownership,[link widoczny dla zalogowanych], mortgage rules and foreclosed property scenarios. They recommend contacting a government-certified counseling agency that can help provide proper education about homeownership and mortgages.
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
Counselors have emphasized the need for homeowners to get in touch with their lenders the moment they receive their default notice. Better yet,[link widoczny dla zalogowanych], they should get in touch with their servicers if they felt that they would not be able to make the next scheduled payment. Experts also remind homeowners that claims of not knowing that threats of foreclosures are already on hand will not be accepted by court judges.
By Joseph B. Smith
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For homeowners facing threats of foreclosures,[link widoczny dla zalogowanych], the best way to deal with it is to face the problem upfront and to avoid procrastinating. Experts also remind homeowners that help is available if borrowers will only take the time to seek it out.
The first rule in preventing one's home from getting taken over by banks and lenders is acknowledging that there is a problem. According to housing counselors,[link widoczny dla zalogowanych], most homeowners ignore letters from banks and mortgage servicers and are more apt to pretend that the threat of getting foreclosed on does not exist.
Residential property experts also advise homeowners to be aware of the options that are available to them to prevent their homes from being repossessed or foreclosed on. Such information can be found at government agencies,[link widoczny dla zalogowanych], federal counseling groups and from mortgage lenders. They asserted that options are always available to those who are willing to fight to keep their properties.
Acting Quickly
The U.S. government discourages homeowners from seeking the help of private housing counselors and companies that offer foreclosure-prevention services,[link widoczny dla zalogowanych], particularly those that require up-front payments before any service is even rendered. According to them,[link widoczny dla zalogowanych], most of these practitioners are involved in questionable activities and are there to draw money from already troubled property owners.
Education Is Key
Be Careful of Fraudulent Firms and Individuals
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Sob 12:43, 15 Cze 2013    Temat postu:

Another popular type of rowers is one that utilizes a flywheel to create air resistance. Popular term for those is air rowing machine. The harder you pull on the oar,[link widoczny dla zalogowanych], the more resistance the flywheel creates. You can also alter the amount of resistance by either adjusting a damper wheel or other designated control depending on the model you’re using.
By Andrej Neverland
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Before purchasing a rowing machine,[link widoczny dla zalogowanych], be sure to try one out at the retailer or sports equipment store. You want to make sure it has adequate resistance levels and isn’t too noisy for your home gym. Most importantly you want to make sure you’re comfortable using it as you’ll be using it on a daily basis.
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
For those that are looking for the closest rowing experience,[link widoczny dla zalogowanych], you may way to take a look at water rowing machines that use water as its way of creating resistance for the user. With each stroke you will hear the familiar sound of water sloshing as if an oar was cutting through the water.
Are you in the market to purchase a rowing machine and are looking at the various types,[link widoczny dla zalogowanych], manufacturers and models? You’ll want to select a style that you’re going to be comfortable with while completing your daily workouts.
All types of indoor rowers,[link widoczny dla zalogowanych], including the magnetic ones,[link widoczny dla zalogowanych], offer those using it a total body workout. Depending on the length of your workout and the resistance used,[link widoczny dla zalogowanych], you can build or tone both your upper and lower muscle groups. A fitness exercise workout also provides users with an excellent aerobic and cardio workout that will help burn calories and stored body fat as well as increasing the blood flow to vital organs.
Magnetic rowers are one popular style that users opposing magnetic fields to create resistance during your workout,[link widoczny dla zalogowanych]. The two biggest benefits to this particular machine are it tends to be easier to store when not in use and also a lot quieter when in use,[link widoczny dla zalogowanych].
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Sob 17:05, 15 Cze 2013    Temat postu:

Flipping Your Way to the Bank:,[link widoczny dla zalogowanych]
Real estate owned, or REOs as they are popularly known, are properties that have been repossessed by banks from owners who failed to make good with their promise to pay their monthly mortgages. The owners were given the due notice and ample time to pay their mortgages. However,[link widoczny dla zalogowanych], for one reason or another,[link widoczny dla zalogowanych], they have failed to make their account current, thus giving the banks no choice but to repossess the properties.
Author&#039,[link widoczny dla zalogowanych];s Bio:
Bank owned houses are sold very cheaply, because banks want to dispose of them immediately. These properties are liabilities to banks as they incur losses the longer they remain under their ownership.
By Joseph B,[link widoczny dla zalogowanych]. Smith
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When negotiating with banks,[link widoczny dla zalogowanych], make sure that you take into consideration the repairs that are needed to make the property attractive. Get the estimated repair costs and use this information to bargain for more discounts from the bank.
It is never too late for you to try your luck on foreclosure investing. The market is flooded with cheap foreclosure properties,[link widoczny dla zalogowanych], giving you an opportunity to make good property choices. But first,[link widoczny dla zalogowanych], familiarize yourself with the foreclosure investing market and how you can turn a profit from buying and selling bank REO properties.
Bank REO properties are the best-selling real estate properties,[link widoczny dla zalogowanych]. Their cheap prices have something to do with their popularity among investors and homebuyers. It seems that all real estate investors who want to earn huge profits in a short time buy bank owned properties.
If you know a little carpentry work, you can do the repair of the house yourself to save you money. That is why a home inspection is important to ensure that there is no major repair needed for the property. Bank REO properties are the best choices to have if you want investments that are risk-free and profitable.
The Truth About Bank Owned Houses:
You can negotiate with the bank to buy a foreclosed property. REOs are the safest foreclosure properties to buy, because they do not have unpaid taxes or any liens. Also,[link widoczny dla zalogowanych], there is no problem about evicting previous owners as they are given notice by banks to vacate the property for foreclosure.
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Sob 19:02, 15 Cze 2013    Temat postu:

Many organizations in the past have spent huge amounts of time and money building training solutions that already existed on the market. This is not smart or fiscally responsible.
Provide reinforcement, practice and situational assessment virtually. This can help reduce the amount of travel and time out of the office. The best blends use interaction, visuals, and easy-access to appeal to participants. Look for online training programs that are easy to use and accessible anytime,[link widoczny dla zalogowanych], anywhere.
As the economy continues to bump along,[link widoczny dla zalogowanych], more and more organizations are getting jittery. Some are cutting back on what is considered ‘soft skills.’ Others are hanging tight, refusing to cut back on skill development. Of these, many are blending training approaches to include online self-study classes, webinars and virtual coaching.
Instead of viewing finance as a pain,[link widoczny dla zalogowanych], turn this around. Find ways to document the financial value of training to the organization. This is where you’ll build strong alliances—and increase the strength of your organization.
By Milly Sonneman
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But in this era of ‘do more with less’ your 3+ week training program is under attack. Instead of fighting to maintain the past, challenge the norms. Look for ways to reduce training time without sacrificing quality.
I’ve seen this myself and many of my clients are observing the same thing. If you are caught in budget cuts and need to define the best way to train new and experienced staff, use these 5 tips to find your best solution.
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
3,[link widoczny dla zalogowanych]. Measure ROI
While you may whole-heartedly agree with the message of the previous tip, you must prove it. Provide evidence to the folks from finance.
5. Buy vs. Build
With all the terrific online and blended solutions available, it is more affordable to buy solutions rather than build them in-house.
2. Take The Long View
If you are stuck in a meeting room with finance folks who want to slice up your training budget, insist on the long view. Slashing all training is bad for business.
If you are looking for a custom built solution, consider what already built training program can be adapted easily to fit the bill. You’ll gain huge rewards and save tons of headaches.
In today’s economy, many organizations are cutting back on presentation skills training. Is this smart? Or is this foolish and shortsighted? Find out here.
1. Challenge Norms
In the past, your company may have had a long training program to introduce new sales staff to products,[link widoczny dla zalogowanych], services and the skills of selling. No doubt this worked well to build a solid foundation.
Is presentation skills training on the chopping block? If so, step up and recommend alternative solutions. Your company,[link widoczny dla zalogowanych], your future and your bottom line depend on it.
New and experienced professionals need to know new skills to retain existing customers and grow the business,[link widoczny dla zalogowanych]. Eliminating training is an extremely shortsighted and ultimately will kill your business.
If you can’t see the way through,[link widoczny dla zalogowanych], ask a professional presentation skills training consultant. With an objective eye, your guide can help you select the ‘must have’ skills from the ‘nice to have’ ones. Plus, you may be pleasantly surprised at what can be accomplished online and in blended solutions.
4. Create Blends
Whether you are just starting out or have been in business for decades,[link widoczny dla zalogowanych], create blends of training. Provide critical skills in person, with experienced training professionals. Guarantee top results with clear objectives, agendas and highly interactive training sessions.
Show a clear link to training—from communication skills, increase in sales, decrease in turnover,[link widoczny dla zalogowanych], and increase in performance. Step up to the challenge to ‘prove’ the value of training.
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Sob 21:54, 15 Cze 2013    Temat postu:

Psychotherapy
Studies have shown that psychotherapy is an important component in panic disorder treatment,[link widoczny dla zalogowanych].
The main type of psychotherapy used to treat panic attacks and panic disorder is cognitive behavioral therapy,[link widoczny dla zalogowanych]. Your doctor also may recommend a type of psychotherapy called exposure therapy for panic disorder.
Author's Bio:
Imagine you've just entered into a crowded market and suddenly you feel hot flashes,[link widoczny dla zalogowanych], difficulty catching your breath,[link widoczny dla zalogowanych], your heart races.
People with panic disorder have feelings of terror that strike suddenly and repeatedly with no warning,[link widoczny dla zalogowanych].
A panic attack may be a one-time occurrence, but many people experience repeat episodes. Two to four percent of the people in America suffer from panic disorder.
Panic disorder is an anxiety disorder,[link widoczny dla zalogowanych]. It is different from the normal fear and anxiety reactions to stressful events in our lives,[link widoczny dla zalogowanych]. Panic disorder is a serious condition that strikes without reason or warning,[link widoczny dla zalogowanych].
Symptoms
Symptoms of a panic attack, which often last about 10 minutes, include:
• Chest pain
• Headache
• Dizziness
• A sense of impending doom or death
• Rapid heart rate
• Sweating
• Faintness
• Tightness in your throat
• Trouble swallowing
• Trembling
• Shortness of breath
• Hyperventilation
• Chills
• Hot flashes
• Nausea
• Abdominal cramping
• Panic attacks can occur at any time,[link widoczny dla zalogowanych], even during sleep.
Treatment
The main aim of treatment for panic disorder is to reduce the number of panic attacks and to eliminate all of panic attack symptoms. The main treatment options for panic attacks are medications and psychotherapy. Both are effective.
Medications
Medications can help reduce symptoms associated with panic attacks.
Several types of medication have been shown to be effective in managing symptoms of panic attacks, including:
Antidepressants
Antidepressants are often associated with depression, but they can also be used to treat panic attacks.
The types of antidepressants that are recommended to treat panic disorder are:
Selective serotonin reuptake inhibitors (SSRIs)
Tricyclic antidepressants
Benzodiazepines
These medications are mild sedatives,[link widoczny dla zalogowanych]. Benzodiazepines that have been FDA-approved for the treatment of panic disorder include alprazolam (Xanax) and clonazepam (Klonopin). If you seek care in an emergency room for signs and symptoms of a panic attack.
By Fariborz Arbasi
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Cognitive Behavioral Therapy
Cognitive behavioral therapy focuses on the thinking patterns and behaviors that are sustaining or triggering the panic attacks. During therapy sessions,[link widoczny dla zalogowanych], patient learns to recognize things that trigger his panic attacks or make them worse, such as specific thoughts or situations. He also learns ways to cope with the anxiety and physical symptoms associated with panic attacks.
Exposure therapy for panic attacks
In exposure therapy for panic disorder, patient is exposed to the physical sensations of panic in a safe and controlled environment, giving him the opportunity to learn healthier ways of coping.
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This morning she picked up a book about princesses and wizards and brought it to the breakfast table. After gulping her milk and cookies and while I was still sipping my hot cinnamon tea, she started to read it.


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By Wayne M,[link widoczny dla zalogowanych]. Davies
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Gas.
If you are using a vehicle for your business, you get to deduct vehicle-related expenses such as gas to the extent the vehicle was used for business. There are two acceptable methods for determining your gas expense: The Actual Expense Method and the Mileage Method.
Gifts.
You can deduct the cost of gifts to customers and other business associates such as vendors,[link widoczny dla zalogowanych], suppliers and service providers (like your accountant, attorney or insurance agent). Be careful, though,[link widoczny dla zalogowanych], because the deduction is limited to $25 per individual recipient per year. Example: You purchase $60 fruit baskets and give them away over the holidays to your best customers. You only get to write off $25 per gift. The other $35 is non-deductible.
Important: Don't forget that the mileage method determines your total car expense,[link widoczny dla zalogowanych], not just the gas expense. You use one of these two methods, not a combination of the two. So if you use the mileage method, that calculated amount is in lieu of the actual expense of not only gas, but also insurance, repairs, maintenance, lease and depreciation. Regardless of which method you use,[link widoczny dla zalogowanych], you also get to deduct the actual expenses for vehicle loan interest, property taxes, parking fees and tolls.
Mileage Method. Instead of keeping track of the actual cost of gas and other vehicle expenses during the year, you simply multiply the business miles by the IRS-established mileage rate. Usually there is one rate for a given calendar year. In 2009, that rate is 55 cents. So, if your drive your car 7,[link widoczny dla zalogowanych],600 miles for business in 2009, the vehicle expense is $4,180 (7,600 x .55). For 2008, there are two rates: 50.5 for January-June and 58.5 for July-December. So you have to do two calculations and add them together to get the total car expense.
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There's more "fine print" to this rule. You and your spouse are considered one taxpayer for purposes of the gift-giving deduction, even if you work in separate businesses. Example: You and your spouse are both sole proprietors. You are a self-employed computer programmer; your mate is a self-employed website designer. Mr. Smith happens to be a customer of both your businesses,[link widoczny dla zalogowanych], so you each give him a $60 fruit basket. Together you spent $120, but between the two of you,[link widoczny dla zalogowanych], only $25 is deductible. (Is that a nit-picky rule,[link widoczny dla zalogowanych], or what?)
Actual Expense Method. If the business use of your vehicle is 100%, then 100% of gasoline cost is deductible. If you use the vehicle partly for business and partly for personal use, you must apply the business use percentage to your actual costs to come up with the deductible amount. The business use percentage is calculated by dividing business miles into total miles. Example: You drove your car a total of 10,000 miles last year, and 7,[link widoczny dla zalogowanych],600 of those miles were for the business. So 76% of your gas expense is deductible (as is 76% of all your other car-related expenses such as insurance, repairs,[link widoczny dla zalogowanych], maintenance,[link widoczny dla zalogowanych], lease, and depreciation of the purchase price).
Here are two valid expenses you can deduct on your small business income tax return, both beginning with the letter "G".
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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Writers use many different techniques to prime the pump and get ideas flowing. To be successful, however, you must approach them lightly, as though you were playing a game. Try and turn off the stern voice in your head that judges and criticizes you while staying open to the experience.
One of your most important clients has asked you to write a proposal that could potentially lead to a breakthrough in your business; unfortunately, he has only given you one day in which to prepare it. You quickly pull together the information you need,[link widoczny dla zalogowanych], sit down at the computer, and begin to write.
This is my favorite technique for creating associations because it combines the visual aspects of our brains with the verbal. Mind maps can range from simple black and white circles connected to each other by straight lines to complex diagrams in multiple colors and varying line thicknesses. They may include words alone, or they may incorporate an array of symbols and pictures.
You play with your ideas and move them around until they flow well and take on a logical order that clearly tells your story. You're amazed at how easy it is to see which of your ideas are the most important, which provide support, and which are weak and irrelevant. You even discover new connections, and the solution to an old problem suddenly becomes so obvious that you wonder why you hadn't thought of it before!
What is wrong with this picture,[link widoczny dla zalogowanych]? How did you get into such a predicament? What could you have done differently that would have led to more positive results?
This technique asks you to mentally choose a topic and then allow your brain to quickly associate ideas with it. As the ideas begin to come,[link widoczny dla zalogowanych], jot them down in the form of a list. Do this exercise as quickly as you can, without stopping to analyze the quality of your ideas.
So what are these prewriting techniques,[link widoczny dla zalogowanych]?
Work with your mind, not against it
In just a few moments, the framework of your argument has become clear; you know where you want to start, you know your most important points, and you know your conclusion. Once you begin typing on the computer, you are amazed at how easy it is to weave your ideas together. In fact, your paper almost writes itself! Almost magical,[link widoczny dla zalogowanych], isn't? Much better than getting bogged down in a sulfurous swamp!
As soon as you receive the proposal, you sit down at your desk with a piece of paper and a pen and begin reflecting. You allow the creative, daydreaming part of your brain to make associations and quickly generate ideas, without judging or criticizing them. As the ideas come, you jot them down on paper. Once you have plenty of material to work with, you begin analyzing it using the logical part of your brain.
Many writers have found that ideas naturally bubble to the surface when they simply listen to classical music for a predetermined length of time (perhaps 15 to 20 minutes) while focusing on a topic with pen in hand. As words, phrases or symbols come up, simply jot them down and continue listening. Slow (largos and adagios) pieces by Baroque composers such as Bach or by Classical composers such as Mozart have proved to be especially effective for this technique.
Author's Bio:
Listing
Clustering & Mind Mapping
As the hours tick by, your head begins to throb, your stomach contorts into a mass of iron, and rivulets of sweat stream down your back. Your brain feels like you are wandering through a thick fog, struggling to see the path in front of you. A voice in your head begins to whisper that the proposal is dead in the water,[link widoczny dla zalogowanych], but you are determined to complete the assignment,[link widoczny dla zalogowanych], so you remain glued to your computer. You begin agonizing over every word until the few ideas flowing through your brain finally peter out and disappear altogether. In the end, you feel like you have stumbled into a sulfurous, murky swamp!
Pre-writing techniques generate a happier scenario
Have you ever experienced something similar to the following?
As you can see, when we have a basic knowledge of how our brain works,[link widoczny dla zalogowanych], we can tap into its amazing power and creativity to quickly and easily accomplish our goals!
Freewriting
In The Mind Map Book," Tony Buzan writes:
If this is true, then you embarked on your project working against your brain, instead of with it! If you had allowed your brain to function optimally, you would have given it the chance to make associations before you started writing.
Let's suppose that you have learned your lesson and decide to work with your brain instead of against it on your next project. What will you do differently,[link widoczny dla zalogowanych]? How will your experience change?
You can use mind maps to quickly generate ideas or to visually plan and synthesize an entire book, course, or project. To get started, write a word or phrase in the middle of a page and draw a circle around it. As your mind starts to make associations, write the word next to the first word,[link widoczny dla zalogowanych], draw a circle around it, and then draw a straight line between the two to connect them. As more ideas come to you, continue drawing lines and circles to show their relationship to each other. (For more information about mind maps, check out the wonderful books by Tony Buzan.)
Listening to Classical Music
By Clarice Dankers
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Each bit of information entering your brain,[link widoczny dla zalogowanych], every sensation, memory or thought (incorporating every word, number, code, food, fragrance, line, colour, image, beat, note and texture) can be represented as a central sphere from which radiate tens, hundreds, thousands, millions of hooks. Each hook represents an association, and each association has its own infinite array of links and connections. The number of associations you have already used may be thought of as your memory, your database, your library.
In freewriting,[link widoczny dla zalogowanych], you choose a topic and a certain length of time (perhaps 5 minutes). Then you begin to write whatever you hear without stopping. If your mind goes blank, just write something like I can't think of anything and keep on writing. (If you don't stop writing, ideas will soon begin to flow again.) Don't worry about spelling, grammar, punctuation, sentence structure--or anything else. Just allow thoughts to flow through your head and write down what you hear.
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This morning she picked up a book about princesses and wizards and brought it to the breakfast table. After gulping her milk and cookies and while I was still sipping my hot cinnamon tea, she started to read it.


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Exhaustive PEO Responsibilities Taken Care of,[link widoczny dla zalogowanych]
By Christopher Walton
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Efficient and cost-effective payroll services offered by a PEO generally include: Paychecks and stubs
Direct deposit to multiple bank accounts
Payroll delivery
Payroll checks drawn on the PEO’s account
Section 125 pre-tax administration
Payroll deductions,[link widoczny dla zalogowanych], garnishments and levies
Flexible spending accounts
Federal and State payroll tax deposits and returns
FICA,[link widoczny dla zalogowanych], FIT & SIT tax withholdings
Customized reports
Job cost accounting and cost allocation reports
Filing of FICA,[link widoczny dla zalogowanych], FUTA,[link widoczny dla zalogowanych], SUTA quarterly reports
New hire reporting
Federal payroll summaries
Production and delivery of W-2s
Wage/hour law compliance
Paid leave program management
Comprehensive payroll deductions
Vacation & sick time accruals
Department summary
Multiple worksites
These payroll services are provided by experts and are adapted to your specific needs. So whatever be the requirements and goals you’ve set for your firm,[link widoczny dla zalogowanych], the PEO will ensure that it serves them well by its efficient and cost-effective payroll services.
Efficient and cost-effective payroll services are highly advantageous for businesses large or small. Payroll is one of the most important and extensive responsibilities involved in HR management. It could be quite a resource guzzling task for companies. Outsourcing payroll to a PEO could help take care of the situation,[link widoczny dla zalogowanych], particularly for small businesses looking to save resources and costs,[link widoczny dla zalogowanych], streamline HR management and business processes,[link widoczny dla zalogowanych], improve productivity and increase sustainability. This is the first step in attaining the long term goals of the organization.
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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After saving the settings when you look at Gmail,[link widoczny dla zalogowanych], you will be having a familiar,[link widoczny dla zalogowanych], user-friendly,[link widoczny dla zalogowanych], and attractive look. If you do not like the theme or colors that you have selected then no need to worry,[link widoczny dla zalogowanych], you can anytime change the theme or color combination. Just repeat the steps mentioned above to get a new theme. Is not it interesting to have a background of your own choice in your email account? For me it is a quite nice feature and what about you?
* Start Internet Browser like Internet explorer, Mozilla,[link widoczny dla zalogowanych], etc.
* Open Gmail.
* Login with your user ID and password,[link widoczny dla zalogowanych].
* Now,[link widoczny dla zalogowanych], click the Settings option at the upper right corner of the Window in Gmail interface. The settings page appears.
* Select the Themes option. Themes available in Gmail are appeared to let you select the theme of your choice,[link widoczny dla zalogowanych].
* Select the theme that you want for your account and save the settings. In case, you do not like any of the available themes and want to modify it as per your own taste then scroll down and select the Choose your own colors option.
* After that personalize your account with colors of your own choice and then save the changes made to the themes.
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
Are you fed up with the same white background and blue border of Gmail then here is a good news for you i.e,[link widoczny dla zalogowanych]. now you can make Gmail more colorful based on the themes provided. If you do not like the themes provided by Google to make your Gmail more colorful then you can select your own color to make it more colorful and approaching,[link widoczny dla zalogowanych]. Mentioned below are the steps that help you make Gmail at your end more tempting:
By Deepak Gupta
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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Manage: We all have the same amount of time to work with each day but what separates the successful individuals from those that fail is their ability to manage their activities in each day. Being that network marketing professionals work with people, it is also very important to be capable of managing people - their expectations and more.
Share: Zig Ziglar said,[link widoczny dla zalogowanych], "You can have whatever you want in life if you help enough people get what they want". Throughout the BIBLE it also states that we should remain in services. Therefore share your wisdom,[link widoczny dla zalogowanych], skills and passion for life and the floodgates of abundance will open for you.
Association: The quality of your relationships,[link widoczny dla zalogowanych], your income level and every other area of your life is an average of the 5 people you spend most of your time with. You heard it before, "Birds of the same feather flock together",[link widoczny dla zalogowanych], well it rings true for us humans too. So take a look at your contact list in your phone and even your Facebook friends lists and delete the negative people in your life. Author's Bio:
Invest: Invest in yourself & other people who prove they are worth your valuable time. They way I see it,[link widoczny dla zalogowanych], you are going to pay to learn a lesson either with much emotional turmoil & financial drain as you learn through your own experience or you can pay much less financially & avoid the emotional turmoil by investing in books,[link widoczny dla zalogowanych], audio programs,[link widoczny dla zalogowanych], workshops and more to learn from people who are currently experiencing what you want to experience. Don't view the currency you spend on training materials & workshops as an added cost but rather as an investment into yourself. Your business will only grow to the extent to which you are willing to grow as an individual.
By Rasheed Bolade-Rh
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MasterMinds: We've heard the saying that two heads are better than one,[link widoczny dla zalogowanych], well imagine a group of minds that are focused on success. You can definitely get ahead of the pack if your mind is absorbing the combined energy of the mastermind group. All it takes is one thought to transform a life.
Work: As an entrepreneur you have decided to take complete responsibility for your financial future. Congratulations,[link widoczny dla zalogowanych], are you now ready to put in the work? Yes,[link widoczny dla zalogowanych], work! While the work we (network marketing & Internet marketing professionals) perform is typically a bunch of simple actions repeated over and over, we tend to work each & everyday. Most individuals in these professions love what we do so it's difficult to draw the line between work and play. Don't be shocked if you hear of us taking 3 day weekend because we definitely have the flexibility to do so however as a network marketing professional you will learn that people are our business. A simple work related email can be sent out Friday morning that generates hundreds to thousands of dollars over the weekend or by simply enjoying your weekend activities,[link widoczny dla zalogowanych], you might come across some ideal prospects for your business and engage in some simple networking activities. The way I like to see it is like this; As an entrepreneur,[link widoczny dla zalogowanych], life is my business and life is open 24/7/365. I can only get out of my business what I put in and it beats the 9-5 any day of the year.
Hunt: Hunters eat & the hunted get eaten. If you are not actively hunting & seeking new ways to live the life of your dreams then you are sitting prey to outside circumstances such as market fluctuations. However, this does not mean you hunt down your prospect and attack them with your business presentation every chance you get. With proper target marketing, you will not need to use this ineffective technique.
Before you begin down the path of an entrepreneur you should take the time to ask yourself if you have or are willing to possess these 8 traits of successful entrepreneurs.
Coachable: This is a tough one for many people because the EGO wants to believe that it knows everything it needs to survive. However, I'm not wanting you to be able to survive, I want you to thrive. We've learned to survive since the days of saber-tooth tigers and if you're reading this chances are you know how to keep a roof over your head and food in your stomach. Being coachable is keeping an open mind and being able to welcome positive criticism. It someone is taking the time to coach you then they believe you have the ability to thrive, so open up to their knowledge, implement what they share and be prepared to soar with the eagles.
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This morning she picked up a book about princesses and wizards and brought it to the breakfast table. After gulping her milk and cookies and while I was still sipping my hot cinnamon tea, she started to read it.


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As a prospective world leader, you can benefit by thinking about what is likely to happen to your customers or constituents in the course of these events,[link widoczny dla zalogowanych], and making it your business to become more actively involved. That will make the events easier to manage, while it will give you a better sense of the kind of help you can provide as the transition follows its logical path.
By Neil Roberts: IDM Research
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Author's Bio:
Without strong leaders, the world has become filled to overflowing with fundamentally good and honest people who have become addicted to the demands of a self-centered lifestyle that is focused on acquiring the things and experiences that (so they are told) will enable them to enjoy life. But the strategy is not working: good and honest people cannot bank on leaders or truly enjoy a lifestyle that ignores and/or omits the fundamentals:
True leaders have something much more than their accredited counterparts: they have that essential grounding in practical faith that has been inculcated in them as an integral part of their early training in a good home. Physical strength and intelligence are indeed valuable assets in life,[link widoczny dla zalogowanych], but there is no substitute for the kind of home-based training that fosters living faith.
Remember: what people most fear is the prospect of being dominated. Most people so fear to be captured and held by anyone, that when a strong and moving philosophy or higher purpose threatens to dominate them,[link widoczny dla zalogowanych], they will invariably try to rationalize, over-organize, traditionalize,[link widoczny dla zalogowanych], institutionalize and control it... You must be patient... You must work to understand their fears.
And all of these events are inexorably leading to absolution: the end of those philosophies and political systems that reward abject selfishness, while they encourage preferential treatment in defiance of the law. Finally, those rebels against civilized justice who can't or won't see the light, are being revealed for who they truly are,[link widoczny dla zalogowanych], and are being shorn of their power to steal the future.
1. In the physical aspect: Order.
2. In the intellectual aspect: Loyalty.
3. In the spiritual aspect: Truth,[link widoczny dla zalogowanych].
“Irresponsible and selfish behavior is no longer acceptable” to those more sincere citizens of the world who are working to find “core values.” Now the world’s leading citizens are working to expose those who are in blatant defiance of moral law. Those who are trying to conceal their misdeeds are being banished, while those who are acting in open defiance of their moral and ethical obligations are being openly and routinely sentenced to death.
In reaction, the classic story of man’s fall into selfishness and greed is gaining new momentum now... So much so, that its message is being reiterated and retranslated with new strength and purpose all over the world. Now: “I deserve to enjoy more” and “I am entitled to live this way” is being replaced by: “A life of integrity,[link widoczny dla zalogowanych], character and decency is what really counts,[link widoczny dla zalogowanych],” and those who wish to live in a more civilized world are becoming subscribers.
It is well known that an individual’s qualifications for true leadership: strength of character, balance of personality and inherent growth capacity depend,[link widoczny dla zalogowanych], and are almost entirely derived from, spending at least the first eight years of their life in a good home -- a home that is led by a strong and loving father.
This time, you are being asked to become one of a whole new generation of world leaders. You are being asked to go about the business of supplying the leadership and inspiration for: not just religion – but for the complete social,[link widoczny dla zalogowanych], moral, economic and political reorganization of the world.
Keep in mind: there is no difference between a decision that you make, and a decision that would be made by any other far-sighted and ethical leader. The only criterion for your decision-making is in the value of its consequences. You must ask: will the decision that you make now, do what is truly best,[link widoczny dla zalogowanych], for the largest number of people,[link widoczny dla zalogowanych], over the longest possible period of time?
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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By Jeannine Clontz
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1) Make Sure Your Sign-up Shows Above the Fold
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4) Send an Email at Once
To immediately manage expectations, send a reply to everyone as soon as they subscribe. This should outline everything new subscribers can expect from you whether it’s a newsletter, free report, or something else. If you use a confirmation or opt-in system,[link widoczny dla zalogowanych], this should also be included in the reply and helps make sure your mailing list contains only valid information and that they are genuinely interested in your offerings. Doing this will help you avoid statistical nightmares when tracking the results of your email marketing campaigns.
Email marketing is one of the most low cost and effective options available for organizations looking to grow their business. Building a viable subscriber’s list is important to getting the biggest ROI (return on investment) for any email marketing program. There is a lot of truth to the statement, ‘the money is in the list’!
As you build your relationship and value with the prospect, they will be much more willing to provide additional contact details.
Don’t forget, visitors are less likely to subscribe to your newsletters or marketing emails just because a sign up form is presented on your site. You need to entice them with incentives, good communication strategies, and make it easy for them to participate. As long as you keep all these in mind, you can make good use of your website to gain subscribers for email marketing.
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If you already have a well built website with client-focused content and good traffic, building your list is usually pretty easy. However, if you haven’t seen good list growth, using simple optimization skills without compromising the focus of your content, or presenting it like a sales or squeeze page,[link widoczny dla zalogowanych], your website visitors are much more likely to sign up,[link widoczny dla zalogowanych], just by asking. Use these four website tips to help you build your subscriber list for email marketing purposes.
All internet users have become wary of signing up with their email addresses because of the vast numbers of spammers on the Internet. This raises privacy concerns that need to be readily addressed,[link widoczny dla zalogowanych]. Creating powerful incentives in return for subscribing is one of the best ways to put potential prospects and clients at ease and willing to share their information with you,[link widoczny dla zalogowanych].
2) Provide Something of Value to Encourage Subscribers
3) Minimize the Information You Require
The first step to getting email marketing sign-ups is to let your visitors know the option exists. Make it easy for them to find your sign-up form. If possible, you should position it in a way that it is visible ‘above the fold’,[link widoczny dla zalogowanych], which means that it’s visible without having to scroll down the page,[link widoczny dla zalogowanych], and no matter which part of your site a visitor is viewing, the option to sign-up should be in view.
Although getting as much information as you can from subscribers allows you to fully customize your email marketing campaign, asking for too much information may be a turn-off and cause prospects to avoid adding themselves to your list. Keep it simple,[link widoczny dla zalogowanych], ask only for their name and email address.
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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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PostWysłany: Nie 22:00, 16 Cze 2013    Temat postu:

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By Bobby Sherman
See all Articles by Bobby ShermanGet Updates on Business NetworkingGet Updates on Bobby Sherman Average: 0 Your rating: None Tweet 相关的主题文章:


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Consider who/what you are working towards very carefully. Sometimes the best way to figure out what we do want is through a serious examination of what it is that we do not want! Write out lists, pros and cons etc.


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